Skip to content
Home page
Site map
Search
A-Z of services
Help
Complaints
Enquiries
Feedback form
List of access keys
Language

Advertising policy

Help to Buy

What is Help to Buy?

The Government has created a range of Help to Buy products to assist those who otherwise wouldn’t be able to get a foot on or up the housing ladder.

Help to Buy New Homes Shows

The Help to Buy Agent for Surrey is holding two drop in events in October, at Kempton Park Racecourse on 1st October and at the Copthorne Effingham Park Hotel on 16th October. There is a flyer for the Help to Buy Home Show event in Copthorne for you to download for your information or to share with anyone who may be interested in attending.

Come along to either event to find out more about the products available and get advice from their specialist team, Independent Financial Advisors and solicitors.

More information is also available from the Help to Buy Summer 2016 Newsletter.

Whether you are looking to get onto the housing ladder or move up it, there are a number of Help to Buy products designed to make buying a home more affordable, including:

Shared ownership - New build and Re-sales

Shared Ownership is designed for those who cannot afford to purchase a property on the open market. This scheme allows you to purchase a percentage share of a property whilst renting the remaining share from the housing association selling the property. You can then choose to purchase further shares to increase your ownership of the property.

This scheme can be available on New Build and also second hand properties, which are referred to as re-sale shared ownership. These are homes previously purchased through the scheme and now looking to be sold. 

Equity loans

The Help to Buy equity loan is designed to help you purchase specific new-build properties priced up to £600,000 from participating registered developers with as little as a 5% deposit.

The Government lends you up to 20% of the cost of your new-build home, so you’ll only need to provide a 5% cash deposit and a 75% mortgage to make up the rest. You also won’t be charged loan fees on the 20% loan for the first five years of owning your home 

 

Want to find out more?

For more information see the leaflet Your guide to Help to Buy, visit the Help to Buy Agent East and South East website or call 03333 214044